Payment Options

Choose from our secure and convenient payment methods

Cash Payments

How It Works

Clients can pay in cash when visiting any of PhotoProsZM's physical locations in Lusaka or Monze.

Advantages

  • Immediate transaction completion
  • No processing fees

Limitations

  • Not available for online orders
  • Not available for remote transactions

Mobile Money

Supported Platforms

MTN Mobile Money, Airtel Money, and other local mobile money services.

How to Pay

  • Receive payment request via SMS or email with a unique transaction code
  • Or pay directly by entering PhotoProsZM's registered mobile number

Advantages

  • Fast and secure
  • Widely accessible in Zambia

Limitations

  • Transaction limits may apply

Bank Transfers

Supported Banks

All major Zambian banks.

How to Pay

  • Transfer funds to PhotoProsZM's designated bank account
  • Include the invoice or order number as the payment reference

Advantages

  • Suitable for large transactions
  • Ideal for corporate clients

Limitations

  • Processing may take 1-2 business days

Credit/Debit Cards

Supported Cards

Visa, Mastercard, and other international cards.

How to Pay

  • Online payments via the PhotoProsZM website (secured with SSL encryption)
  • In-person card payments at their offices using POS machines

Advantages

  • Convenient for international clients
  • Perfect for online orders

Limitations

  • Transaction fees may apply (typically 2-3%)

Payment Plans

Eligibility

Customized for high-value orders such as weddings, bulk printing, or corporate projects.

Terms

  • Non-refundable deposit (30-50%) required to commence work
  • Remaining balance split into installments, with final payment due before delivery

Advantages

  • Flexible budgeting for clients

Limitations

  • Requires signed agreement
  • Subject to credit approval

Online Payment Gateways

Platforms

PayPal, Stripe, or other integrated payment solutions.

How to Pay

Clients can pay directly through the PhotoProsZM website.

Advantages

  • Secure and instant transactions

Limitations

  • Limited to clients with international payment capabilities

Business Credit Accounts

Credit Accounts

Eligible institutions may apply for credit terms (e.g., net 15 or net 30 days).

Requirements

  • Completed credit application form
  • Business registration documents
  • Trade references

Advantages

  • Streamlined billing for repeat orders

Limitations

  • Subject to approval
  • Credit checks required

Important Notes

Currency

All payments are processed in Zambian Kwacha (ZMW) unless otherwise agreed.

Taxes

Prices exclude applicable taxes (e.g., VAT), which will be added during checkout or invoicing.

Receipts

Issued immediately for cash payments and electronically for digital transactions.

Refunds

Processed within 14 business days, returned via the original payment method.

How to Select a Payment Method

1
Online Orders

Choose your preferred payment option during checkout on the PhotoProsZM website.

2
In-Person Orders

Inform the staff of your payment method when placing the order.

3
Large Projects

Discuss payment plans during the consultation phase.

Payment Inquiries

payments@photoproszm.com

+260 9633 449 11